The amount you can borrow for a mortgage depends on several factors, but the primary one is typically your income. Lenders use a formula based on your annual income to determine how much they’re willing to lend you.

Lenders generally offer 4 to 4.5 times your annual income (before tax). For example…

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You should start thinking about remortgaging around 3 to 6 months before your current mortgage deal ends. This gives you enough time get advice from a mortgage broker who will be able discuss the options available and secure a new deal without slipping onto your lender’s Standard Variable Rate (SVR)…

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As a result of changes to Stamp Duty announced in the last budget there has been a significant surge in demand for homes that are chain-free and the UK property market is buzzing as buyers seek a speedy move to beat the looming stamp duty hike. A recent report by Zoopla highlights that 32% of homes …

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A recent report has found that most young adults in the UK do not have life insurance¹, even though it is one of the most important financial products that you could have.

Cost-of-living crisis

Over half (51%) of adults aged 18-40 admitted they do not have life cover, with many concerned about aff…

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