Hoping to move or remortgage this year? Here’s how to get mortgage-ready in 2026.

Review your finances

Now that the busy festive period is over, why not take this opportunity to organise your finances. Go through your bank statements and identify where you can reduce your spending – not only will …

[ Read More ]

A survey has found that 30% of UK households would need to sell their family home if their partner or co-owner were to die unexpectedly.

Affording mortgage repayments was the biggest financial worry in the event of an unexpected death, with 27% saying this would be their primary concern. Despite th…

[ Read More ]

A report has revealed that only a quarter of working adults in the UK have an income protection (IP) policy.

According to research from LV, only 27% of the working population have a financial safety net to protect their income if they are unable to work due to illness or injury. Despite this, half …

[ Read More ]

Data from the Bank of England shows that UK borrowers are currently favouring two-year fixed-rate deals.

In Q2 of this year, half of new mortgages were two-year deals, with only 35% opting for five-year terms. Borrowers are probably hoping to remortgage to a cheaper deal if Bank Rate keeps falling …

[ Read More ]

Millions of UK homeowners are choosing to renovate their existing home instead of moving.

In England and Wales, about 1.7 million homes (one in 15 properties) have undergone significant renovation work. These homes are marked with ‘official improvement indicators’, showing that they have had major …

[ Read More ]