Stuart has 15 years’ experience in financial services. He has worked for a number of high street lenders including NatWest, Lloyds Bank, TSB and Santander. He specializes in mortgage advice for the over 55's including, retirement interest only, lending into retirement and lifetime mortgage advice. He prides himself on his outstanding service, taking the stress out of mortgages. Stuart lives in Hampshire and has helped customers all across the UK, from Cornwall to Kent, Worcester to Weymouth.

Why are New Build Mortgages Different

Many customers have spoken to their bank or building society and have discussed what they can spend on a property but often this information is not accurate when the customer want to buy a brand new home. this is because almost all mortgage lenders have different rules when it comes to New Build Properties particularly in regards to incentives, offer lengths, deposit amounts application timescales and the unique qualification rules that come with shared ownership. If you have not already registered with your regional agent for shared ownership purchase click the link below to go to their site.

What will be discussed?

Michael will talk to you about the value of the property, the amount of deposit you can supply, any scheme you might be using to assist your purchase, the mortgage amount needed and the income, credit commitments and credit history you have which would support this borrowing. The purpose of this conversation is to discuss your qualification and affordability for the new home. Your data is held under the strict auspices of the data protection act and GDPR and copies of your DPA information is available on request.

Your home may be repossessed if you do not keep up repayments on your mortgage.